?????????????????? ?????? ???? ???? (????????: ????? ???????? ???? ?????? ?????????????) ?, ?????????????, ????????? ???????? ???????.
?????? ??? ??? ????? ? ???????? ??????? ???????? ? ????? ?????? ??????????? ???????????? ???????? ??????? ??????? ? ????????? ? ??? ? ??? ????? ?????. ??? ??? ????? ?? ????????????? ??????, ?? ???????????? ?????? ????????, ????? ??? ???????? ??????????? ???-?? ??????. ?? ????? ?? ? ??????? ????:
– ??????? ?????????? ?????mortgage,
– ???????? ?????? ?????,
– ??????????????????????????????????????? ?????????,?
– ?????? ?????? ?????? ???? ??? ??????????? ? ??????.
??? ????????? ?????????, ??????? ??????? ??????? ??????? ???? ?????? (??????? ? ???? ?????? ???? ????????, ? ?? ????, ??????? ??? ??????).
RRSP?? ????????????? ?????????? ????????????????? ??????? ?? ?????? ? ???? ???????, ????? ? ??? ??? ??????? ?????, ?? ??????????? ???? ????????? ??????? ??????. ????? ?????????? ? RRSP ??????????, ????????? ?????? ????? ??????????, ?? ?????????????? ?? ???????? ??? ????? ??????, ??? ??? ??????, ? ?????? ?? ??? ? ?? ???????, ?? ? ?? ?????? ?? ????????.
??????????? RRSP?????????? ???????????????? ?????? ?? ?????? ??????? ? ??????? ??????? ?? ??????? ? ????? ?????? ???????. ???? ? ???????? ??????? ??????? ? ??????? ??? ? ????????, ??????????? ??????????????????????? RRSP.
??????? ????????? ????????? ?? ?????????????? ??????? ????????? ????????? ? ??????????? ??????? ?????? ??????????? ?? ??????????? (?????? ????? ??????? ???? ??????, ??? ??? ????? ?? ??????????).
?????????? ? ?????? ? ?????????? ?????????????? , ? ??????????????????????? ???????? ??? ???????? ? ??????????? ??????? ?????? ????????????? ?????, ??? ? ?????????????? ????????? ??????, ???????? ????? ?????????? ????? ????????????????.
??????? ?? ????? ?? ?????????? ?????????, ??????? ???????? ??? ?????? ?????? ??????? ????.
?????????????? ????????? ???????? ? ????????????????? ??????(Health and Dental insurance) ????????? ????????? ???????????????? (self-employed) ? ????? ?????????????????? ?????? ??? ??????? ?? ??????. ????? ????????? ??????????? ???? ?????? ?????, ? ??????????? ? ?????? ?????? ?? ???????? ??? ? ?????? ??????????.
????? ?? ???? ???????? ??????? ?? ??????????? ?? ????????????? ???? ??????? ???????? ???????, ???? ??????? ????? ? ????? CRA:?http://www.cra-arc.gc.ca/E/pbg/tf/t1213/t1213-11e.pdf?, ????????? ?? ? ????????? ? ????????? ?????? ?? ????? ?????? ??????????. ????????? ?????? ???????? ??????? ?? ???? ?????? ????????????? ????? ????????.
???, ? ???? ?????? ????? ????????? $66,000 ? ???, ??????? ??????? ????????? ????????? (???????? $200 ? ???)?? ?????????????? ????????? ?????????? ?????, ??????? ???????? ??????? ?? $5,000 ???????? ????? ????? ?? ???????? ? ???????? ? ??? ??? ??????? ?? ??????, ?, ???? ? ??? ???????????????? ??????????, ?? ????? ???????? ????????????.
???? ? ??? ???????? ?????????? ? ?? ?? ??? ??? ?? ????????????Tax Free Saving Account?(TFSA?? ?????????????? ????, ??????? ????? ????????? ?? ? ?????, ? ? ?????????? ??????????), ?? ???? ????????? ????????? ??????? ?????? ?? ???? ? ???.
???? ? ??? ?????????????????????? ????, ? ?? ?? ??? ??? ?? ??????? ????????? ????? ?? ??? ????? ?????, ?? ??????? ?????? ? ?????????????? ???????, ??????? ????? ?? ????????? ?? ????? ?, ????? ???????, ??????? ???? ??????.
???? ? ??? ???? ??????????, ?? ???? ?? ????? ???????? ??????? ????? ?????????? ?? ?????????? ????????? ?? ?????? ? ??????? ???????????? ?? ?????? ?????????????????? ????????? ????????? ????????? ??????.
??????, ?????????????????????? ???????? ?? ????????????????? ??? ????????? ?????-???? ?? ??????????? ?????????.
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