????? ? ????????? ????????? (Credit Report) ? ??????

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?? ??????? ????? ?????? ? ?????? ??? ????????? ?????, ????????, ?? ???????????? ???????????? ??????,? ?????? ????? ????????. ???? ?? ???????? ? ???? ????????? ??????? ? ??????.????? ????????? ?????? ????????? ???? ????????? ??????? ? ?????? ????? ??????? ??? ?????? ???????.

? ?????? ?????????? ???????????????? ??????? ? Credit Bureau, ??????? ??????, ??? ?? ??????? ?? ????? ???????? ?????????????? ?, ?????? ???, ?????????? ??? ?? ??? ?????.
? ?????????? ? ??? ?????????? “credit score”, ?? ???? ?????????? ??????, ??????? ???????? ? ??????????? ?? ?????? ??????????? ??????????, ? ??????, ??????? ?? ?? ??????? ?? ????? ??????.
????????, ???? ?? ?????? ??????? ???????? ???? ?? ??????? ? ??????, ?? ????????? ?????????? ???????? ????? ???????? ?? ???? ? ????????? ????, ? ??????????????? ?????? ? ????? ????????? ????????? ??????? ????? ???????.
???????? ???????????? ??????, ? ??????? ?? ????????, ????????, ????????, ????? ????? ????????? ??????? ? ???, ??? ???? ?? ??? ??????? ???? ?? ????????. ?? ??? ?? ????? ??????? ?????? ????? ??????? ????.

?????????? ????????? ???? ? ??????:

?
Equifax Canada Inc.
Consumer Relations Department
Box 190 Jean Talon Station
Montreal, Quebec
H1S 2Z2
http://www.equifax.ca

?
Trans Union of Canada
1600 Henri Bourassa Boul Ouest
Suite 200
Montreal, PQ
H3M 3E2
http://www.transunion.ca

Northern Credit Bureaus
336 Rideau Boulevard
Rouyn – Noranda, QC J9X 1P2
Fax: 1 (800) 646-5876

http://www.creditbureau.ca

?????????? ??????? ? ?????? ?????????????? ????? ??????? ?????????? ???? EquiFax ? Trans Union ????????? ???????? ????????:

??????? ????????? ????, ????????? ????? ? ?????? ????????? ??????, ? ?? ?????.
???????????? ????????????? ?????? ? ?????? ??????.
??????? ? ?????? ???????? ?? ??????.
???????????? ???????????? ???????? ?? ????????.
?????, ?? ??????? ??? ??????? ???? ?????????.
?????, ??????? ?? ???????????? ?????????? ??? ????????? ????????.
??????? ????????? ???? ?? ??????????????? ?????????.

?????? ???????? ????????, ?????????? ? ??? ???????????????.

??? ???????

????? ????????? ????? ? ?????? ???? ????????? ?????.

????????? ????? – ??? ???? ? ????? ??????, ? ???????? ? ????? ?????? ????? ????? ?????? ? ?????? ? ???????? ???????????? ??????.

???? ?? ?????????? ?? ?????? ??? ??????????? ??????, ??? ????? ??????? ????????? ???????, ?? ? ?????? ??? ? ?????? ?? ???????????.

????? ????? ????????? ????????? ???????, ???? ??????? ????????? ????????? ????????. ?? ??? ?? ???? ?? ????? ?? ??? ?? ????? ??????? ? ? ??? ??? ????????? ????????? ???????.

??? ?? ??????? ? ?????, ??? ? ??? ????, ???? ????????? ?????? ????????? ???????? ??? ??? ?????????? “security deposit”.

???? ?????????????? ?? ????? ?? ????? ???????????? ?????, ????????, 1,000 ????????.

?????? ?????? ??? ????????? ???????? ? ??????? ???????????? ??????? ?? ?? ?? ?????? ??? ???? ??????.

??????

???? ? ??? ????? ? 1,000 ????????, ?? ?? ???? ???????????? ??? ?? ?????, ????????, ????????? ?? ????? 800-900 ???????? ? ?????.

????? ????, ??? ?? ???????? ???????? ???? ?? ?????, ??? ???? ??????????? ???????? ???????,? ?????????? ? ?????????. ? ????????? ?????? ??? ?? ?????.

????? ???????, ??? ????? ??????? ? ????? ????????? ??????? ????? ????? 700 ??????.

???? ???? ????????? ??????? ? ?????? ????????? ?? ?????? ??? ?????????????, ?? ?????? ????????????? ??????, ???????? ?????????? ???????? ? ?? ?? ????????? ????.
?? ?????? ????? ??????????? ???????????? ????? ????????? ?????????? ? ?????????, ????? ?????????? ?????? ???? ????????? ? ??? ????.
?? ?????? ?????? ????? ????????? ???????? ????? ?????????? ?????? ?????????? ?????.
? ?????? ?? ?????? ????? ????? ?????????, ?????? ??? ???????? ? ???????.
? ??????????? ??????? ????????? ???? ? ?????? ?????? ?????????? ? ??????? ?? ????????? ???? ???, ?? ?????????? ?????? ?????????? ????????????? ???????? ??????? ??????.

??????

????? ????? ? ?????? ????? ????????? ????? ? ?????? ????????? ???? ? ????? ????????? ???? ?????? ? ????? ????????? ?????????? ?? ????? ????????? ??????? ? ?????? ?????, ??? ?????????? ???????? ???????? ??? ??????.

????? ? ????????? ?????????

???????? ?????? ?????? ? ????????? ????????? ??????? ????????? ??? ? ???, ????? ????????? ? ??? ???????????? ? ? ???, ??? ? ??? ??? ??????? ? ?????-???? ?????? ??? ?????????, ??????? ??????????? ??? ?????? ????????. ???? ? ????? ?????? ? ????????? ????????? ?? ?????????? ?????-?? ????????, ?? ?????? ????????? ? ???, ????? ?? ????????? ??? ??????????? ? ?????, ????????, ???????, ????? ???-?? ?????????????? ?????? ??????? ???????.

? ?????? ?????????? ??? ???????? ????????? ????: Equifax Canada (1) ? TransUnion Canada (2). ?? ?????? ????????? ?? ??????? ?? ????? ?????????? ????? ?????? ? ????? ????????? ?????????, ? ?? ?????? ???????? ?????? ? ???? ? ????????? ?? ???????????? ?????. ?? ?????????????? ??????????? ??????? ?? ????????? ?????????: