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? ?????? ??????????? ???????? ??????????? ? senior. ?? ?????????? ???????????????? ???????????? ?????????? ? 65 ???. ????? ?????????? ????????????? ????? ??? ????????????

??? ?????????? ????????? ???? ????????, ???????????? ??????? ?? ????????. ??? ???????? ?????? ?? ?????? ? ?????????, ? ?????, ?? ???????. ??? ?????? ?? ?????? ? ????, ?????? ? ?????? ????????? ???????????. ????????? ???????? ????????? ???? ??????, ????? ?????? ?????? ?? ?????? ??? ???????????. ??? ????????? ??????. ??? ?????????? ??????? ?? ????? ??????? ????? ????? ? ??. ????? ? ???????????? ???????, ??? ?????????? ?????????? ? ?????? ?? ?????? ????????? ?????????, ?? ? ??? ??? ????????? ???????? ???????????? ??????.
? ?????? ?? ????? ??????? ???????? ????? ???????? ?????, ???????? ?? ????, ??????, ?????? ??????. ??????????? ?????? ???? ??????????? ??????????? ?? ??????????. ??? ?????????? ??????? ?????? ??????. ????????? ??? ? ??? ????? ? ???????????. ???? ????? ?? ????? ??????? ? ???????? ????? ?? ??????????? ?? ????????? ??? ? ???????????? ??????.? ?? ?? ?????? ??????? ????????. ??? ????????? ? ???????????.
??? ??? ??????? ????? ? ?????? ??????? ????, ??? ? ??????, ?? ? ???????? ????? ??????????? ?? ?? ??????. ????????? ????? ????????? ???? ?????? ??????????, ????????? ??????? ???????, ?????? ?? ????????? ??????????????? ???????????, ????? ??? ????, ????????, ?????. ?????? ?? ??????????????? ??????????? ????????? ? ?????????? ??????? ???????????. ??? ?????? ? ???????? ???????? ??????, ????. ????????? ??????. ??????????? ???????????? ????????? ? ?????????? ????? ? ??????. ? ????? ?????????? ????????? ????? ?????????? ? ?????? ??????. ?????????? ????????? ? ??? ? ??????? ?????????.
????? ????, ?????????? ? ?????? ????? ?? ?????? ?? ?? ??????, ??????? ??????? ??????????. ??????????? ? ???? ?????????? ??????????. ? ?????? ??????? ?????? ???? ?? ????????, ?? ??????? ?????.

?????????? ??????? ? ?????? ??????? ???, ? ??????? ?? ????????. ???????? ?????? ????? ????? ?? ?????? ??????????.

??? ???? ????? ?????? ???????????????? ???????? ?????? ?? ???????? ? ?????? ?????????? ??????? ? ???? ?????? 10 ???. ? ?????? ??? ?????????? ?????? ?? ???????? ????? ????? ?? ???????? ???????????? ?????? ?????????? ? ?????? ? ???????? ??????????? ??????. ????, ???? ??????, ??????? ?????????? ?????? ? ????????? ??? ???? ?? ??????. ?? ???? ??????? ????????????? ? ?????? ? ?????????????? ???????? ??? ??????, ? ??????????? ????? ????? ?? ??????.? ????? ????, ?????????? ??? ? ?????? ???? ??????, ??????? ????? ???????? ??????? ???????. ?? ??????????, ? ??????? ?????? ?????????? ???????, ???????? ??? ? ?????????????? ??????. ???? ? ????? ? ?????? ???????? ?????????? ???? ????????? ??? ?????????????? ???????????, ? ??????????? ?? ????, ??? ??????? ???????, ?????? ????????????? ??? ?????????????? ?????? ? ??????. ??? ?? ?? ?????????? ???? ??? ?????? ? ?????? ????????? ?????? ???????????? ????? ? ?????????? ????, ??????? ?? ?????????? ???????? ??????????? ???????? ?????? ????? ??????????? ??????. ? ??????????, ??? ???????, ???????????? ????????? ?????, ?? ??????? ????????? ????? ????? ????????? ?????????????.
? ?????? ? ??????, ??? ???? ??????? ?????? ??? ? ??????, ?? ????????? ???????? ??????????.

starenie obshestvaOLD AGE SECURITY PENSION

???? ?? ??????? ? ?????? ?? ????? 10 ???, ?? ?????????? 65 ??? ?? ????????? ????? ?? ????????? ?????? ?? ????????. ?????? ?? ??????????? ?? ?????? ?????????, ?? ????? ?? ??????? ?? ???????? ??? ???????? ???? ??? ?????, ? ?????????? ? ?????? ? ??????? ????????? -??????????? ??????. ???????????? ?????? ?????? ?? ???????? ?? ?????? 1998 ???? ????????? 407.15 ???????? ? ?????. ????? ????? ?????? ?? ??? ???????? ???????????????, ?.?. ?????????? ? ????????? ??????????.
??, ??? ????? ????????? ?????, ????? ???????????? ?? ?????????????? ??????, ??????? ?????????? GUARANTEED INCOME SUPPLEMENT . ????????? ?? ???? ??? ?????? ???? ???????? ?????? ???. ???????????? ?????? ?????????????? ?????? ?? ?????? 1998 ???? ????????? 483.86 ??????? ??? ????????? ?????????? ? ?????.
?

CANADA PENSION PLAN ? ???

???? ??? ?????? ?????????????? ??? 25% ?????????????? ????????? ? ??????? ?? ????? ????????, ??? ???????????? ?????? ?????a??, ?????????? ??? ? ??????????? ???????, ????? ????? ??????? ? ??? ?????????. ??? ????????? ???????????? ?? ??????? ???????????? ??????? ??? ???? ?????????? ?? ??????????? ??? ??????? ??????????? ??????. ?????????, ??? ? ????? ? ???, ??? ???????? ?????????????? ?????????, ?????????? ????? ?????, ?????? ??????? ?? ??????, ? ????????? ????????? ????? ?????????????, ???? ????? ????? ????? ????? ???????????.
?? ???? ?????????? ????????? ????????????? ?????? ?????????? ? ???????? ?? 60 ???, ?????? ?? ???????????? ? ??????????????????, ?????? ??? ????????? ??????? ??? ?????? ???????, ??????????? ???? ??? ??????, ??????? ?? ????? ? ?????? ?????? ?????????, ??????? ?? ????????. ??? ????????? ????? ???? ?????? ?????????? ????????? ??????????? ?????. ? 1998 ???? ???????????? ?????? ?????? ?? ????? ????? ??????? ?? 736 ???????? ? ?????.
?
REGISTERED RETIREMENT SAVING PLAN ? RRSP
???? ??? ?????? ???????????? ?? ????????? ??????? ?? ?????? ????, ?????? ?? ???????????? ? ?????????? ?? 13500 ???????? ? ?? ????? 18% ?? ????? ????????? ?? ?????????? ???. ?????? ? ??? ????????? ?? ?????????? ???????, ?????? ????????? ?????? ?????, ????? ?? ????????? ???????????? ????? ????????????. ??? ??? ?? ??? ??????????? ?????????? ????. ????????, ??????????? ? ????????? RRSP, ????? ???????????? ??? ???????????? ??????? ???? ??? ???????? ? ?????? (??????????? 20000 ?? ?????? ??? 40000 ?? ?????), ?????? ??? ????? ?????? ???? ?????????? ? ??? ?????????? ???? ? ??????? 15 ??? ??????? ??????.
?
????? ????, ?????????? ? ?????? ???? ??????. ??? ?????? ?? ??????????? ??? ??????????????? ??????????, ??????? ????? ??????????? ?????????? ????????? ??? ????? ??????????. ??? ?????? ??? ?????????? ???????? (survivors benefit, death benefits).
???? ????? ????????? ???, ??? ??????? ? ??????? ????? ?? ????????? ???????????. ?? ?????????? 10 ??? ??? ?????????? ??????????????? ?? ???? ????? ???????, ? ???????????? ???? ?? ????? ???????????? ?? ?? ????? ???? ?????????? ??????. ???????, ????c?? ????? ????????, ??? ?? ????? ??????? ?????????? ?????? ? ?? ? ????????? ????????? ???? ?? ?? ?? ????, ? ????????? ????????????? ?? ??????? ? ????. ?? ??? ??? ???? ?????? ??????? ?????????.???? ?????????? , ???? ????????? ??????? ?? ????????????? ?? ???????? ????????????? ????, ??? ????? ?? ??? ????? ? ?? ???????? (?????? ?????? ????? ????????????? ?????????? ? ???????).
??? ????? ?????????? :
1) ??????? ? ?????? ?? ????? 20 ??? (????? ??????????? 18?????);
2) ???? ??????????? ?????? ??? ????? ?????? ??????????? ????????? ?? ?????? ?????? ?? ??????.

??? ????????????? ?????? ?? ???????? ? ????????? ?????? ????? ???????? ?????? ??????, ????:
1) ???? ?? ??????? ? ?????? ????? 40 ??? (????? ?????????? 18?????) ;
2) ???? ?? ???????? ?? 1 ???? 1952 ???? ;
3) ???? ?? ??????? ? ?????? ? ??????? ?????????? 18-????? ?? 1 ???? 1977 ????;
4) ???? ?? ??????? ? ?????? ????????? 10 ??? ?? ?????? ?????? ????????? .
5) ???? ?? ??????? ? ?????? ????? 18-????? ?????? ??????? ? 3 ???? ??????????? ?????? ??????? , ????? ?? ???? ?? ???????? ? ??????? ????????? 10 ???.
? ????????? ??????? ?? ?????? ????? ???????? ???????? ??????.
?????? ?????? ?? ???????? ?? ?????????? ??????? ???? ????? ?????????? ????? $62,144 ? ???.

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