???????? ????? ? ?????


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???????? ????? ? ?????, ????????? ???????

?
? ?????? ?????????? ???????? ? ?????????? ?????????? ???????. ??????? ????????? ????? ????????? ????????? ???????????, ?? ???????????? ?????????????? ????????????. ?????????? ????? ??? ??????? ? ?????? ?????? ? ?????????? ??????????, ??????? ?????? ??????????? ????? ???????? ??? ???????? ? ???? ?????????????? ????? ?? ????? ?????? ????????.
?
???????? ????? ? ????? ???????
??????? ?????????? ???? ?????????? ??? ????? ?????? ?? ???????, ? ??????? ??? ????? ? ????? ?????.
??????? ????, ??????? ?? ???????? ??? ????????????????? (???????, ????? ?? ????????? ????? ? ????? ?????? ??????????) ? ???????? ???????? ?? ???? ?????? ????? ? ?????????, ??? ?? ?????? ? ??????? ??? ??? ?????.
??? ???????? ????? ?????????? ????? ??? ?????????, ?????????????? ????????. ??? ????? ???? ???????, Record of Landing, ???????? SIN. ??? ??????????? ????? ?? ????????? ????.
  • ??????? ???? (checking account) ???? ??????????? ?????????? ????? ??????.
  • ?????????????? ???? ? ????????????? ????????? (savings account) ????????? ????????? ??????????, ?? ? ????? ????? ?????? ??????? ?????? ?????? ????????????? ?????, ????? ?? ????????? ??????????? ?????????.
????????? ????? ? ?????? ?????? ??????????? ? ??????????? ?? ????, ??? ????? ????? ?? ??????????? ?????? ?????, ??????? ??????? ????????? ???????, ????? ????? ?????? ??????? ?? ????? ?????. ???????? ????? ?????? ????????? ???????????? ???????.
??? ???????? ????? ???????? ?????????? (?????????) ????????, ??????? ???????????? ??? ?????? ??????? ? ????? ? ??? ???? ??????????? ????? ????????????? ????????? ?? ?????.
?????????? ???????? ???????????? ? ????????? (Automatic Teller Machine ? ATM) ??? ?????? ?? ????? ???????? ?????.
???? ?? ??????????? ???????? ?????????, ?? ?????????????? ?????? ?????, ???????? ????????, ??????? ?????? ???? ?? ?????? ?Interac?: ?? ??????????? ?????????? ??? ????? ????? ? ??? ????? ???????? ???????????? ????? ?? ??????.
????????? ?????? (????) ????? ????????, ?????? ? ????, ??? ???? ????????? ????? (?? 3 ?? 6 ??????? ????, ? ??????????? ?? ?????) ????? ?????????? ?? ?? ????????????? (?.?. hold) ? ??? ?????? ????? ??????????????? ??? ????? ????? ????????. ???????? ??? ????? ? ????? ????? ? ??????? ? ???, ????????? ??????? ????????? ????????? (?????? ?? ???????) ??? ????????? ???? (?? ???????? ???? ????????????? ???????????? ? ??????, ? ??????????? ??????????????? ????).
?????? ?? ?????? ?? ??????????? (overdraft) ????????????, ??? ???? ??????? ?????????? ?? ????? ????? (? ?????? ??????????? ????????) ? ??????, ???? ??????? ??????????? ??? ??????? ???? ????.
?
??? ???????? ????? ?? ?????????????? ????? ??????????? ??????? ??????? ??????. ???? ?????? ???????????? ??? ?????? ??????? ? ?????. ??????? ?? ??????? ??????? ????? ???????????? ??????????????? (??????????????????) ?????? ? ? ???? ?????? ?????, ?????????? ? ???????, ????????????? ?????? ?? ????? ?????????? ???????. ????? ????????????? ????? ?????? ?????, ??????????? ???????????? ??????? ??????????? ????????.
?????? ?????????????? ????? ????????? ?????????? ????? ????? ???????? ? ??? ????????? ????????? ?????????? ????????, ????? ??? ???????? ????? ????? ??????? (???? ? ??? ?? ??????? ????????? ? ????????, ??????? ? ??????????????) ??? ?????? ??????, ????????? ??? ?????????.
? ????? ??????, ???? ?? ?? ????????????? ??????? ???????, ????????????? ????? ??????, ??? ???? ?? ??????? ?????? ????, ????? ??????????????? ????? ??????, ?? ?????? ??????? ???? ? ??????? ??? ? ?????? ?????.
???? ?? ????? ??????? ?????? ? ???????:
?

? ? ? ????? ???????. ???? ??? ???????? ? ???????? ????? ? (????????) the Bank of Montreal, ?? ????? ????? ?????? ? ??????????? ? Toronto Dominion ??? CIBC. ??? ???????? ????? ??????? ???????? ??? Landing Record ? ????? ????????? Tenancy Agreement ??? ?????? ?????????????? ????? ????????. ?? ??????????? ???????? ??????? – ????? ????? ???? ??????, ? ?? ????????! ?? ?????? ????? 100 ???????? ????????? ? ????? – ???? ? ?????? ? ?????????, ????? ??? ?? ???????. ????? ????? ????????? ?????????? ?????????, ???? ? ??????? ??????????? ?????????. ??????????? (??????????????) ?????? ??? ???????? ?????, ???? ? ?????????.

? ? ? ?? ??????? ???? PIN ????? ??????, ??????? ??????? ? ????? ? ???????? ? ?????. ???? ????? ??????? ?? ??????? ????. ? ????? ?????????, ????? ?? ?? ???????? ? ????? ?????? ????????, ????? ????????? ? ?.?. ?? ?????????? ???? ?????????? ???????? ????, ?? ??????, ??? ? ????? ?????? ?????. ?????????? PIN ????? ??????? ????? ????????? ??????????? ?????. ?????????, ????? ???? ??????????? ???????????? ?????. ?????? ??????? ????? ????????? ????? ?????????? 5-7 ????? ? ?????. ????? ???????????? ?? Saving, ? Checking account. ?? ?????????? ? ?? ???????????? ? ????? ?????? ???? ? ??????? ??????, ?? ??? ???????????? ????? ????? ?????? ? ?????? ?????. ?? ???????? ? ATM ????? ????? ?? ????? $100 ? ???? (??????? ?? ????? ? ????? ????????????). ???? ????? ??????? ?????, ?? ????? ?????????? ? ????. ????? ???????? ???????? ?? 4 ??? ? ?????? ?? ?????? ????. ????????? ????? ???????? ?? 8 ?????? ? ?? ???????? – ??? ????? ??????. ????? ?????? ?????????? ???????? ? ????? ???????? – ????????? Secure Connection (128 bit encryption).

? ? ? ???? ? ??? ???? ???? ? ?????? ??????, ???????? ????????? 🙂 ? ?? ?????? ??????? ??????? ????? ? ?????? ?? ????????? ?????????? ??????? ????? ???????? – ????????? ????? ????! ????????????? ?? ????????????? ?? ??????? ? ???????? ??????. The Revenue Canada ????? ????????? ??? ?????? ????? ???????, ? ?? ?????? ????????? ???, ??? ??? ???????? ??????? ?????? ? ???? ????.

????????? ????? ? ????????? ???????
?
???? ???? ? ??? ??????????? ????????? ??????? ? ????? ????????-?????????? ?????????-????????? ????????? ???? ????VISA???MasterCard, ?? ?? ??? ????? ?????? ?? ???????? ????? ???????????? ????? ? ??????. ??? ???? ?????????? ????????? ??? ?????? ?????.
?
?? ???????????, ?? ??????????? ???? ????????? ????? ????? ???????? ? ??????. ????? ???????? ????? ?? ???????? ????? ????????? ?????. ? ???? ??? ? ????????, ?? ??? ????????????????????? ????????? ?????.
?
??? ???????? ????????? ??????? ? ?????? ??? ????? ?????????? ? ??????? ???? ? ????????????? ????????? ????????? ?????. ???????? ? ???????????? ????? ?????? ?? ????????? ?????,???? ??? ???? ????? ??????????? ?????? ??? ????????? ????? ? ???????????? ??? ?????????
???????. ???? ????? ????? ????????? ???????? ??????????? ??? ????????? ?????.
?
??? ????????? ???????????? ????????? ????? ??? ????? ????? ?????? ? ???????? ?????????????? ????? ?? ???? ?????-???????? ?????. ?????? ????????? ?????? ????? ???????? ???????????????? ???? ?????????? ??????. ???? ?? ????????? ???????????? ?????? ???????????? ???????? ?? ????, ???????? ??? ???? ??????? ????????? ???????, ?? ??
???????? ??????? ????? ?????????? ?????? ? ???????????? ??????????.
????? ????? ?????????? ???????? ??????????? ????????? ?????.
?
?????? ???????? ?????????? ????????? ?????, ???????? ????? ???????????? ??? ?????????????? ? ???? ?????????. ?? ????? ?????? ??????????? ??????? ??????? ????????, ?????????????? ?? ???, ????? ????????? ?????? ??? ????????????? ?? ?????? ??????.
?

?????? ?????? ?? ????????
? ? ? ?????? ?????? ?? ?????? ??? ?????? ???????? Certified Checks ??? Money Orders. ? ??????? ?? ?????? ???? ?????????? ??????????, ??? ????? ???????????, ??? ?????? ?????????, ?? ???? ???? ?? ???????? ??????? (bounce back). ???? ?? ??????? cash, ?? ???? ??? ?????? ?????? ????? ???????? ? Welfare ? Revenue Canada.

REVENUE CANADA
? ? ? ??????? ?? ???????????? ??????. ??????? ?? ? ?????. ??? ????? ?????????? ????????, ???? ????? ???? ??????. ?????????? RECEIPTS, ????? ????????? ??????, ?????????, ??????? ?? ????????, ???????, ? ?.?. ????? ????? ???? ?? ???????? REFUND- (4-5 ?????????) ?????, ??????? ?? ???????? ?? ??????? (?????????? ??? ????? ??????? ?????????) ????? ??? ????????? ???????. ????? ?? ?????? ?????????? ?? WELFARE, ??? ??????????? ??? bills ? receipts.

? ? ? ???? ?? ?? ????????? ??????? ?? ?????? ????, ?? ?????????? ? ?????????? REVENUE CANADA ?? ????? ????? ?????. ??? ???????? ??????? ??????, ???? ?? ?????? ????? ? ?????????? ? ?????? ????? ????. ??????????? ????????? ??????? ???? ?????????? ? ???????????? ? ???????, ??????? ?????? ???? ?????????????.

???? ?? ? ????? ??????? ???? ? ??????

???? ? ??? ???? ?????????? ????????????? ????????, ???? ?????? ??????? ??? ????.

?? ?????? ????? ??????? ?????? ?????????? ????, ???? ????:

  • ? ??? ??? ??????
  • ? ??? ??? ?????, ????? ????? ?? ???????? ?? ?? ????, ???
  • ? ??????? ?? ???????? ???????????.

????? ???? ????? ???????? ? ???????? ?????

???? ????? ???????? ? ???????? ??? ?????, ????:

  • ???? ???????, ??? ?? ?????? ???????????? ???? ??? ????????? ??????
  • ? ??????? ??????? ???? ??? ?? ????????? ???????????? ?????? ?????
  • ???? ????????, ??? ?? ???????????? ????????????? ?????????? ? ?????? ?? ???????? ?????
  • ???? ???????, ??? ???????? ????? ????? ??????? ???? ??? ???????? ??? ?????????
  • ?? ?? ???????????? ????????? ????? ?????????, ????????? ?? ? ??? ????????????? ???? ??????????????, ? ????? ????????? ???? ????????????? ????????, ???
  • ?? ?? ?????? ?????????? ?????????? ????????????? ????????.

???? ? ???? ??? ?????????, ?????????? ? ????????? ?? ?????? ???? ???????????? ?????????? ????? ?????? (Financial Consumer Agency of Canada) (1), ????? ???????? ?????????????? ?????????? ? ??????:

?????????? ?????: 1-866-461-FCAC (3222)

????? ?????? ???? ?????????? ???????

???? ????? ????? ?????????? ??????. ?????? ????? ????????????? ??? ?????????????? ????? ?????????? ?????????? ????????????. ? ?? ????? ??????:

  • ?????????????? ?????, ??????????????? ??? ???????? ?????. ???? ????? ??????????? ??? ???????????? ???????? ?? ????????, ??????? ???????? ?? ????? ?????????????? ?????.
  • ??????? (???????) ????? ????????????? ??? ????????????? ?????????? ?????????? ????????, ????? ??? ?????? ?????? ??? ?????? ?? ????? ???????? ???????. ??????? (???????) ???? ???????? ??? ?????????? ???? ? ?????? ???????????? ????????????? ????????? ????????.
  • ??????????????? ????? ????????????? ??? ?????????? ? ??????????? ?????????????.

????? ??? ?????? ??????? ???????????, ???? ? ??? ???? ????????? ???????????. ??? ????? ?????? ??? ? ?????????? ???????? ???????? ??????????.

??? ???? ?????? ?????? ??? ??????? ??????? ? ???, ????? ??? ????? ??? ?????????. ????????, ?? ???????? ??????? ????????? ?????? ??????.

????? ?? ????????????

?? ??????? ????? ????? ????? ??????? ? ??? ????? ?? ????????????. ????? ?? ???????????? ????? ???????????? ?? ???, ??? ????? ?? ?????? ???????????? ????? ?????????? ??????. ????? ?? ???????????? ????? ????????? ?????? ???, ????? ?? ??????? ???????? ?? ????, ?????????? ??? ???????? ???????? ???????? ? ?????? ?????. ????????? ????? ??????? ????????????? ????? ?? ???????????? ?? ?????.

?????? ??? ??????? ????, ????????? ? ???, ????? ??? ????? ????, ? ??? ????? ?? ?????????? ???????????? ???????? ????????. ???? ?? ??????????? ???????????? ????? ????????, ????? ???? ? ?????? ?????? ?? ???????????? ?????? ????????. ???? ?? ?????? ??????? ??????, ????? ???? ? ??????? ?????????? ???????.

???????? ? ????? ????? ? ??? ????? ????? ??? ??????????, ? ???????? ????????? ? ??? ????????. ??????????? ?????? ?????????? ??????????? ?????? ??? ????????, ????? ???????? ???????? ? ?????????. ????????? ????? ?????????? ??????????? ????? ??? ?????????????.

???? ?? ?????? ?????? ?????? ? ???, ????? ???? ?????????? ?????? ????????????, ?????????? ? ???? ??????? ???? ??? ? ????????? ?? ?????? ???? ???????????? ?????????? ????? ?????? (Financial Consumer Agency of Canada) (1):

?????????? ?????: 1-866-461-FCAC (3222)

????? ?????? ???? ?????????? ???????????

?????????? ????????? ???? ?????????? ??????????, ????? ??? ?????, ????????? ???????? ? ????????? ?????.

??? ?????????? ?????????? ?????????? ?????????? ?????????? ? ????? ???????, ? ??? ????? ? ????? ?????? ? ?? ???????????????, ? ????? ? ????????? ? ????????? ?????????. ?????? ??????? ??? ????????? ? ????? ???? ? ???????? ?? ?? ???????.

??????????? ?????????? ?????????? ??????? ????? ?? ???? ?????? ? ??????????? ???????? ?? ????????? ? ??? ????????. ?????? ??????? ???????? ????????? ?????????? ?????????? ? ???????? ?????, ?????????????? ? ????? ?? ????????????, ?????? ??? ????????? ??????? ?? ???????? ??????????? ?????.

??? ??????? ?????????????? ?????????? ? ????????? ????? ?????????? ??????????:

  • ????? ?????????? ?????? ?? ???? ????????? ????? ????????. ??? ???? ?????? ? ???? ????????? ??????????? ????. ????? ?????????? ????? ????? ??? ??????? ??? ? ?????????? ????????. ? ?????? ???????????? ?????? ???????????? ??????????? ??????????????.
  • ????????? ?????, ????? ???????????? (Credit unions / Caisses populaires) ? ??? ?????????? ??????????, ??????? ????? ????????? ???????? ????? ???????? ?? ???????. ????????? ????? ???????? ? ???????????? ? ???????? ? ???????????? ?????? ?????????. ? ??????? ?? ??????, ????????? ????? ??????????? ?? ??????. ??????? ????????? ?????? ????? ???? ?????? ?????, ?????????????? ?? ???? ??????????? ??? ??????, ?? ????? ??????, ?? ??????????????? ????????, ??? ?? ????? ?????? ??????????, ??????? ?????????? ??????? ??? ????????.
  • ????????? ???????? ????? ????????? ????????, ??????? ?????? ? ????????? ??????. ??? ?????????? ????????? ????????? ? ?????, ????? ??? ???????, ??????? ?????, ????? ? ??????????. ? ??????? ?? ?????? ? ????????? ??????, ????????? ???????? ????? ????????? ? ???? ?????????????? ?????????????? ??? ??????????? ???????? ?????? ????? ? ???????????. ????????, ???? ?? ????????? ??????? ????? ??????? ???? ?????????????? ?????????? ??????????, ??????? ????????? ?? ?????????????? ????? ??????? ? ????????????? ??? ?????? ??? ???????? ? ???????. ??? ????? ???????? ????? ??????? ????????????? ????????, ??????? ????????? ????????????? ???? ?? ?????????? ?????? ????????. ??? ????????? ? ????????? ???????? ?????? ???? ??????????????? ?? ??????????? ??????, ????? ????? ??????????? ?????? ??????????? ??? ????????????? ???????????? ? ????????.

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