??? ????? ??? ????? ????????? ?????


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????????? ???????? ???????????? ????? ????????? ????????, ??????????? ??? ????????? ????????, ??????? ????????? ?? ???????????? ??????? ??????? ? ????? ?? ???? ?????, ????????? ????? ????????? ?????. ????????, ?????????? ?????????????? ?? ?????????? ?????????? ? ??????? (???, ?????, ????? ????? ????????? ????????), ???????????? ????? ????????? ??????????? ????????, ? ??????? ??????? ?????? ????? ???????????? ?????? ? ????????? ???????? ??? ???????? ?????? ????????.

????????? ???????? ??????????? ?? ????????? ?????:

1. ??????????? ???????? ?? ????????? ???????? ????? ???????? ? ??????-?????????.

2. ??????????? ??????? ? ??????? ????? ??????????? ? ?????????.

3. ??????????? ??????? ?? ??????? ????? ????????? ? ?????? – ????????.

4. ?????????????? ?????????? ?????? ????? ?????? ???????? ? ??????-?????????.

?????? ???????? ????? ???? ?????? ???????? ????. ?????? ????? ?????????? ???? ? ????????? ???????? ?? ????? ? ?????? ?????????? ????????????? (???? ??? ????????????). ??? ????? (total balance) ???????? ??????. ???????? ????????? ???????? ????? ???????? ??? ??? ????-????? ?? ??? ????? ?????????????, ? ????? ????????? ???? ????? (minimum balance). ???? ????? ????? (total balance) ???????????? ? “???????? ??????”, ?? ???????? ?? ????????? ?????????????? ???????? ?? ?????? ? ????. ? ????????? ?????? ???????? ????????? ???? (late payment fee), ? ?? ????? ????????????? ?? ????????? ???????? ??????????? ???????? – ?????? 18% ???????). ?? ????????? ???????? ????? ???????? ? ???????? ?????? (cash advance), ?? ?????????? ????? ? ????, ??? ???????? ????? ?? ???????? % ?? ??????????????? ? ????? ????? ??????.

????????? ??????????????? ????????? ???? ? ?????? ???????? “Visa”, “American Express”, “Master card”, “Diners Club”.

????????? ?????, ??? ???????, ???????? ???, ??? ????? ????????????? ????????? ?? ????? 20 ???. ???????? ? ??? ? ?? ???? ?? ????? 2-3 ???. ?? ??????????? ?????????? ??????? ?????? ???????? ??????? ????????? ????? ??? ??????????? ?????. ???, ?? ??????????? ?????? “???????? ????????” ????????? ??????? ????? ? ??????? 45 ????????, ? ?? ??????????? ?????? “????” ??????????? ????? 5 ????????.

???? ? ??? ??? ????????? ????????? ???????, ?? ???????? ?? ????? ????????? ?????.

??? ?? ??????? ? ?????, ??? ? ??? ????, ???? ????????? ?????? ????????? ???????? ??? ??? ?????????? “security deposit”. ???? ?????????????? ?? ????? ?? ????? ???????????? ?????, ????????, 1,000 ????????. ?????? ?????? ??? ????????? ???????? ? ??????? ???????????? ??????? ?? ?? ?? ?????? ??? ???? ??????.

????????????? ????????????? ????????? ???? ????????: ?? ???? ?????? ?????? ? ???????, ????? ????? ????? ???????????? ?? ???????????? ??????, ? ? ????? ??????? ?????? ?? ???????? ????? ???? ????? ?????. ??? ???????? ?????? ??? ?????????? ? ?????? ???????. ???????? ?? ??????????? ???????? ??, ??? ???? ???-?? ? ??? ????? ????????? ????? ? ???????? ?? ??? ???????, ?? ??? ???????? ?? ??? ????? ???????????? ???????????????. ?? ?????? ??????, ???? ?? ??????????, ??? ???????? ????????? ?????, ??? ?????????? ?????? ???????? ?? ????.

? ??????? ????? ??? ????? ????? ?????? ?????? ?? ???? ?????????? ???????, ???????? ?? ?? ???? ?????????, ???????? ????????? ?????, ? ??????????????? ????????????. ??????? ?????????? ????????? ? ??????????, ????????? ??? ????????? ?????, ? ??????, ???? ??? ??????? ??? ????????. ???, ??? ????? ???? ????????? ?????, ??????????? ????? ?? ?? ???????????????.

???? ?? ???????? ???????? ? ????? ???????? ???????????????? ???????????? ????????????????? ?????????, ??? ???? ????????????? ? ????????, ??????????? ????????, ???????????? ????????????? ??? ????? ??????????? ??????????? (SIN), ?? ?????????? ????????? ?????????:

  • ????????? ? ??????????? ?????????????, ???????? ??????? ?? ???????????, ????? ???????? ?? ?? ???? ? ????? ??? ???????????? ?????????? ?????????? ? ????????? ?????.
  • ?????????? ? ??????? ????????? ??????? ? ???????? ?? ????? ??? ????? ?????????. ???? ???????? ????? ??????, ?? ??????? ???????? ??? ?? ????.
  • ????? ????, ???? ?? ????? ??????? ??????? ????????????????? ??????, ?? ?? ?????? ????????? ? ???????????? RCMP PhoneBusters:
    ????? ???????? ??? ??????????? ??????: 1-888-495-8501
  • ??? ??????????? ????? ? ?????? ????????? ???????? ? ????????????? ????? ???? ?????? ?? ????????????? ?????? ?????? ????? ????????? ???????? ?????????? ???? 50 ????., ????????? ?????? ??????? ?? ???? ????????? ??????????. ????? ???????? ????????? ????? ??? ??????????? ? ???????????? ????????. ??? ????? ?????????? ????????? ????????? ? ??????? ??? ? ????????? ????? ????????. ??????? ??? ??, ??? ? ????, ????????? ???? ?????????? ?????????. ????????? ?????????? ?????? ?????????? 2-4 ??????.

??? ????????? ?????????????? ??????????:

(1) ???? Equifax Canada:
http://findlink.at/equifax

(2) ???? TransUnion Canada:
http://findlink.at/transunion

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